Affordability Check
How to afford Lidocaine HCl 3% and Hydrocortisone Acetate 0.5% Cream
Generic name: Lidocaine HCl and Hydrocortisone Acetate
Pick how you're covered. We'll show you the cheapest legitimate way to get Lidocaine HCl 3% and Hydrocortisone Acetate 0.5% Cream — your insurance copay, manufacturer savings, charity grants, or cash price. It takes 30 seconds and we never ask for your personal information.
Pick an option above to see your specific path.
Different insurance means different laws and different savings. For example, Medicare patients cannot use manufacturer copay cards (federal law) — but the manufacturer almost always has a Patient Assistance Program that gives the drug free.
About Lidocaine HCl 3% and Hydrocortisone Acetate 0.5% Cream and its cost
What is this medication? Lidocaine HCl 3% and Hydrocortisone Acetate 0.5% cream is a prescription topical medication that combines a local anesthetic with a mild corticosteroid. The lidocaine component works by numbing the skin and surrounding tissues, which helps to block pain signals from reaching the brain. Simultaneously, the hydrocortisone acetate works to reduce inflammation, swelling, and redness. This dual-action approach makes the medication effective for managing both the immediate physical discomfort and the underlying inflammatory response of various conditions. This cream is primarily used to treat symptoms associated with hemorrhoids, anal fissures, and other inflammatory disorders of the perianal area. It is specifically designed to provide relief from the burning, itching, and pain that often occur with these conditions. By soothing the irritated skin and reducing localized swelling, the medication helps to improve patient comfort during the healing process. It is intended for external use or use within the lower portion of the anal canal as directed by a medical professional.
Lidocaine HCl 3% and Hydrocortisone Acetate 0.5% Cream is made by Ferndale. Like most brand-name drugs, it's priced at a high list price — but patients rarely pay that list price. The options above are the real paths most people use to get it affordably.
Common questions
What's the cheapest way to afford Lidocaine HCl 3% and Hydrocortisone Acetate 0.5% Cream?
It depends on your insurance. On Medicare, apply for the manufacturer's Patient Assistance Program (PAP) — it gives the drug free if you meet income requirements. With private insurance, the manufacturer copay card usually drops your copay to $0-$25. Uninsured patients should compare the PAP with Cost Plus Drugs cash price.
Can I use a copay card with Medicare for Lidocaine HCl 3% and Hydrocortisone Acetate 0.5% Cream?
No — federal law (the Anti-Kickback Statute) prohibits manufacturer copay cards on Medicare, Medicaid, TriCare, and VA prescriptions. But Ferndale has a separate Patient Assistance Program for Medicare beneficiaries. Check the options above.
Does my Medicare Part D plan cover Lidocaine HCl 3% and Hydrocortisone Acetate 0.5% Cream?
Part D coverage varies by plan. We query the CMS Prescription Drug Plan file to show you what percentage of plans cover it and at what tier. For your exact copay, pick "Medicare" above and check your plan's Summary of Benefits, or log in to Medicare.gov.
How long does a Patient Assistance Program take?
Most PAPs take 2-6 weeks from application to first fill. Ask the manufacturer about a "bridge supply" — many will ship 30 days free while your application is being reviewed so you don't go without the drug.
What if I have a high-deductible plan?
For generics, Cost Plus Drugs cash price is often cheaper than your deductible-phase copay. For brand names, the manufacturer copay card almost always wins. A GoodRx coupon can be a last resort for uncovered drugs, but it doesn't count toward your deductible.
Are there charity grants for Hemorrhoids?
Charities like HealthWell Foundation, PAN Foundation, Good Days, and the National Organization for Rare Disorders provide copay help for specific conditions. Funds often run out mid-year — apply early. We list the specific grants for your condition in the options above.
More about Lidocaine HCl 3% and Hydrocortisone Acetate 0.5% Cream
Full Lidocaine HCl 3% and Hydrocortisone Acetate 0.5% Cream drug page
FDA label, prior authorization rules, full indications list
More options for Hemorrhoids
Drugs, grants, and assistance for this condition
Guide to Patient Assistance Programs
How PAPs work, who qualifies, typical wait times
If your insurance denied coverage
5-level appeal playbook — Medicare has a 60% win rate at Level 3