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Affordability Check

How to afford MiCort HC Cream

Generic name: Hydrocortisone Acetate Cream

Pick how you're covered. We'll show you the cheapest legitimate way to get MiCort HC Cream — your insurance copay, manufacturer savings, charity grants, or cash price. It takes 30 seconds and we never ask for your personal information.

How are you covered for prescriptions?

Pick the one that fits you. We'll show you the cheapest way to get this drug.

Pick an option above to see your specific path.

Different insurance means different laws and different savings. For example, Medicare patients cannot use manufacturer copay cards (federal law) — but the manufacturer almost always has a Patient Assistance Program that gives the drug free.

About MiCort HC Cream and its cost

What is this medication? MiCort HC Cream is a prescription topical corticosteroid that contains hydrocortisone acetate as its active ingredient. This medication is primarily used to treat the inflammation, swelling, and itching associated with a wide variety of skin conditions. It works by depressing the formation and release of substances in the body that cause inflammation. By applying the cream directly to the skin, it helps to soothe irritation and provides relief from redness and physical discomfort caused by the immune system's response to an irritant or underlying condition.

Physicians typically prescribe this medication for the management of skin issues such as eczema, dermatitis, and allergic reactions. It is also effective for treating rashes caused by contact with certain plants, like poison ivy or oak, as well as irritation from insect bites. Because this formulation contains a higher concentration of hydrocortisone than many over-the-counter options, it is often used when milder treatments have not been successful. Patients are generally advised to apply a thin layer to the affected area and to follow specific instructions regarding the duration of treatment to avoid potential side effects.

MiCort HC Cream is made by PruGen. Like most brand-name drugs, it's priced at a high list price — but patients rarely pay that list price. The options above are the real paths most people use to get it affordably.

Common questions

What's the cheapest way to afford MiCort HC Cream?

It depends on your insurance. On Medicare, apply for the manufacturer's Patient Assistance Program (PAP) — it gives the drug free if you meet income requirements. With private insurance, the manufacturer copay card usually drops your copay to $0-$25. Uninsured patients should compare the PAP with Cost Plus Drugs cash price.

Can I use a copay card with Medicare for MiCort HC Cream?

No — federal law (the Anti-Kickback Statute) prohibits manufacturer copay cards on Medicare, Medicaid, TriCare, and VA prescriptions. But PruGen has a separate Patient Assistance Program for Medicare beneficiaries. Check the options above.

Does my Medicare Part D plan cover MiCort HC Cream?

Part D coverage varies by plan. We query the CMS Prescription Drug Plan file to show you what percentage of plans cover it and at what tier. For your exact copay, pick "Medicare" above and check your plan's Summary of Benefits, or log in to Medicare.gov.

How long does a Patient Assistance Program take?

Most PAPs take 2-6 weeks from application to first fill. Ask the manufacturer about a "bridge supply" — many will ship 30 days free while your application is being reviewed so you don't go without the drug.

What if I have a high-deductible plan?

For generics, Cost Plus Drugs cash price is often cheaper than your deductible-phase copay. For brand names, the manufacturer copay card almost always wins. A GoodRx coupon can be a last resort for uncovered drugs, but it doesn't count toward your deductible.

Are there charity grants for Eczema?

Charities like HealthWell Foundation, PAN Foundation, Good Days, and the National Organization for Rare Disorders provide copay help for specific conditions. Funds often run out mid-year — apply early. We list the specific grants for your condition in the options above.

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